Canadian Realestate Magazine forum is the place for positive industry interaction and welcomes your professional and informed opinion.

Commercial lending: what are lenders looking for?

Notify me of new replies via email
guest | 10 Nov 2010, 06:52 PM Agree 0

Commercial lending in today's credit environment is like a science. Any prudent commercial lender needs to carefully assess an infinite number of variables and factors that play into the decision-making process of committing to a commercial mortgage investment. The makeup of a multitude of factors that are required in detailed credit analysis including tenancy, location, borrower profile and current market environment (to name a few), all of which need to be carefully considered before any fund manager is able to commit to a mortgage.Understanding commercial real estate lending is extremely complex and involves discipline, years of experience and strong underwriting fundamentals.Even the most experienced real estate developers who borrow tens of millions of dollars every year have a difficult time in structuring and sourcing the right commercial mortgage for their projects.To complicate things further, lending institutions are constantly changing their appetites for commercial mortgage products for various reasons including portfolio alignments, outlook on certain asset classes and yield requirements.For more insight into the world of commercial lending, download a copy of our December 2010 issue.
  • Larry Ostepowich | 16 Jul 2011, 03:01 PM Agree 0
    Very informative article - great to hear the opinion of an expert @brandonkot
  • Larry Ostepowich | 16 Jul 2011, 04:01 PM Agree 0
    Very informative article - great to hear the opinion of an expert @brandonkot
  • AlissaGROSS32 | 17 Jul 2011, 12:12 PM Agree 0
    A lot of specialists say that mortgage help people to live the way they want, because they are able to feel free to buy necessary stuff. Furthermore, a lot of banks offer sba mortgage for all people.
  • AlissaGROSS32 | 17 Jul 2011, 01:12 PM Agree 0
    A lot of specialists say that mortgage help people to live the way they want, because they are able to feel free to buy necessary stuff. Furthermore, a lot of banks offer sba mortgage for all people.
  • Henry Featherwich | 10 Aug 2011, 03:31 PM Agree 0
    For Brandon Kot - Has the outlook on commercial lending changed over the last 6 months given the instability in Europe?
  • Henry Featherwich | 10 Aug 2011, 04:31 PM Agree 0
    For Brandon Kot - Has the outlook on commercial lending changed over the last 6 months given the instability in Europe?
  • abroaduni | 30 Jan 2012, 02:58 PM Agree 0
    Thank You very much for sharing this very informative article.I really appreciate it,It's quite helpful....

    [url=http://www.globalvisas.ae/canada-visa]canada visa[/url]
  • preeti22 | 30 Aug 2013, 12:20 PM Agree 0
    where to get commercial papers?there is a need of real estate agents?
  • preeti22 | 10 Sep 2013, 12:20 PM Agree 0
    An investment property in residential/commercial can be a smart way of increasing your income, if decisions have been made wisely.
  • josephhinds | 24 Sep 2013, 02:06 PM Agree 0
    I think most of people are searching commercial real estate properties compare to residential.
  • preeti22 | 23 Oct 2013, 07:32 AM Agree 0
    Investing in property (real estate) people mostly look commercial lenders..
Post a reply