Daniel Johanis

Daniel Johanis

Daniel Johanis

Daniel Johanis is the founder and principal broker of Pekoe Mortgages, a boutique digital mortgage brokerage that focuses on financial education and finding custom tailored solutions for borrowers. Johanis, in addition to being ranked Toronto’s top broker since 2016, holds a bachelor degree in economics and has been featured in various media outlets both nationally and internationally.

Published Articles by Daniel Johanis

Offers: why you should never go in condition-free

Considering these conditions are put in the offer to protect you in the event that something unexpected happens, I like to compare it to insurance: you might not think twice about it until you need it.

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Why I'm stressed about the new Mortgage Stress Test

If the bank regulator has its way, this rate will increase to 5.25%, which will, on average, reduce the maximum qualifying amount for a mortgage by approximately 5%.

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Lowest interest rates don’t always make best mortgages

Let's focus on the three Ps of a mortgage contract: prepayment privileges, portability, and penalties.

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The time to invest in real estate has never been better

There are some great advantages for first-time investors who are looking to enter the market now. Here's what the founder and principal broker of Pekoe Mortgages has to say.

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