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Daniel Johanis is the founder and principal broker of Pekoe Mortgages, a boutique digital mortgage brokerage that focuses on financial education and finding custom tailored solutions for borrowers. Johanis, in addition to being ranked Toronto’s top broker since 2016, holds a bachelor degree in economics and has been featured in various media outlets both nationally and internationally.
Considering these conditions are put in the offer to protect you in the event that something unexpected happens, I like to compare it to insurance: you might not think twice about it until you need it.
If the bank regulator has its way, this rate will increase to 5.25%, which will, on average, reduce the maximum qualifying amount for a mortgage by approximately 5%.
Let's focus on the three Ps of a mortgage contract: prepayment privileges, portability, and penalties.
There are some great advantages for first-time investors who are looking to enter the market now. Here's what the founder and principal broker of Pekoe Mortgages has to say.
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Investing in pre-construction real estate can be a lucrative opportunity, but it comes with its own set of challenges and risks.
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