{"id":11260,"date":"2023-10-14T17:18:36","date_gmt":"2023-10-14T17:18:36","guid":{"rendered":"https:\/\/www.canadianrealestatemagazine.ca\/?page_id=11260"},"modified":"2023-10-16T15:54:35","modified_gmt":"2023-10-16T15:54:35","slug":"privacy","status":"publish","type":"page","link":"https:\/\/www.canadianrealestatemagazine.ca\/privacy\/","title":{"rendered":"Privacy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11260\" class=\"elementor elementor-11260\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea9f95c e-flex e-con-boxed e-con e-parent\" data-id=\"ea9f95c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be7563f elementor-widget elementor-widget-heading\" data-id=\"be7563f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Privacy and Terms of Use\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-150c590 e-flex e-con-boxed e-con e-parent\" data-id=\"150c590\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1783a4a e-con-full e-flex e-con e-child\" data-id=\"1783a4a\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40e6a8a elementor-widget elementor-widget-image\" data-id=\"40e6a8a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"379\" src=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-1-1024x485.jpg\" class=\"attachment-large size-large wp-image-14151\" alt=\"An aerial view of a street with houses in the background.\" srcset=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-1-1024x485.jpg 1024w, https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-1-300x142.jpg 300w, https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-1-768x364.jpg 768w, https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-1.jpg 1317w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"-\">\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1260cc2 e-flex e-con-boxed e-con e-child\" data-id=\"1260cc2\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-adb6b35 elementor-widget elementor-widget-heading\" data-id=\"adb6b35\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Privacy Policy\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0175f37 elementor-widget elementor-widget-text-editor\" data-id=\"0175f37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Protecting your privacy is important to Canadian Real Estate Wealth Media Corp Publishing &amp; Events Canadian Real Estate Wealth Media Corp. We strive to keep your personal information confidential. By ensuring that you are aware of and understand the Canadian Real Estate Wealth Media Corp Customer Privacy Policy, we can provide you with better service. Please take a moment to read the following policy to learn how we handle your personal information.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-255b2c5 e-flex e-con-boxed e-con e-child\" data-id=\"255b2c5\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3dc8ab4 elementor-widget elementor-widget-heading\" data-id=\"3dc8ab4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Why we collect personal information\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5d00b5 elementor-widget elementor-widget-text-editor\" data-id=\"b5d00b5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Canadian Real Estate Wealth Media Corp collects and uses your personal information to give you superior customer service, to provide you with convenient access to our products and services, and to make a wider range available to you. In addition, we use your personal information to keep you up to date on the latest conferences \/ events and magazine announcements.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb7a9b5 e-flex e-con-boxed e-con e-child\" data-id=\"cb7a9b5\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ae2420 elementor-widget elementor-widget-heading\" data-id=\"1ae2420\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">How we collect personal information\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaba6af elementor-widget elementor-widget-text-editor\" data-id=\"aaba6af\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We collect information about you in several ways. For example, we might ask for your contact information when you correspond with us, register to attend a conference or event. In addition, when you register for a new Canadian Real Estate Wealth Media Corp conference, event or monthly update, we collect and store the information you provide in a secure database.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-778d5c8 e-flex e-con-boxed e-con e-child\" data-id=\"778d5c8\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4488f15 elementor-widget elementor-widget-heading\" data-id=\"4488f15\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">How we protect your personal information\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7107cc8 elementor-widget elementor-widget-text-editor\" data-id=\"7107cc8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Canadian Real Estate Wealth Media Corp safeguards the security of the data you send us with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser.<\/p><p>Canadian Real Estate Wealth Media Corp does not knowingly solicit personal information from children or send them requests for personal information.<\/p><p>Canadian Real Estate Wealth Media Corp&#8217;s website contains links to other sites. Canadian Real Estate Wealth Media Corp does not share your personal information with those websites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.<\/p><p>If we are going to use your personal information differently from that stated at the time of collection, we will try to contact you via email using the most recent information we have. If you have not given us permission to communicate with you, you will not be contacted, nor will we use your personal information in a new manner.<\/p><p>The Canadian Real Estate Wealth Media Corp Customer Privacy Policy is subject to change at any time. We encourage you to review the privacy policy regularly for any changes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e963352 elementor-widget elementor-widget-image\" data-id=\"e963352\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"379\" src=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-2-1024x485.jpg\" class=\"attachment-large size-large wp-image-14152\" alt=\"An aerial view of a building and a river.\" srcset=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-2-1024x485.jpg 1024w, https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-2-300x142.jpg 300w, https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-2-768x364.jpg 768w, https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/privacy-2.jpg 1317w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"-\">\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-591ef1a e-flex e-con-boxed e-con e-child\" data-id=\"591ef1a\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f8cf2e elementor-widget elementor-widget-heading\" data-id=\"7f8cf2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Terms and Conditions\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d46ee1 elementor-widget elementor-widget-text-editor\" data-id=\"2d46ee1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div >\n<div class=\"section-title\">\n<h5 style=\"color: #ed1c24;\">CANADIAN REAL ESTATE WEALTH MEDIA CORP PUBLISHING AND EVENTS TERMS AND CONDITIONS<\/h5>\n<\/div>\nThe applicable insertion order (to the extent it does not conflict with the term hereof), the then current rate card of the publication(s) to which the insertion order relates (\u201cPublication\u201d) and Publication\u2019s then current advertising specifications are incorporated by reference into these terms and conditions and are collectively referred to as the \u201cAgreement\u201d. The person(s), firm or corporation contracting with Canadian Real Estate Wealth Media Corp Publishing and Events (\u201cPublisher\u201d) for the insertion of advertising in Publication, whether as principal (\u201cAdvertiser\u201d) or as agent (\u201cAgency\u201d), shall be deemed authorized for all purposes relating to the Agreement.\n\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-248f2e9 e-flex e-con-boxed e-con e-child\" data-id=\"248f2e9\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b3f3b7 elementor-widget elementor-widget-heading\" data-id=\"5b3f3b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Rates and Commissions<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6bd319 elementor-widget elementor-widget-text-editor\" data-id=\"b6bd319\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title\"><p>We collect information about you in several ways. For example, we might ask for your contact information when you correspond with us, register to attend a conference or event. In addition, when you register for a new Canadian Real Estate Wealth Media Corp conference, event or monthly update, we collect and store the information you provide in a secure database.<\/p><p>(b) Advertising rates are subject to the addition of applicable taxes, including Goods and Services Tax (GST), Harmonized Sales Tax (HST) and a Quebec Sales Tax (QST) where applicable.<\/p><p>(c) Any negotiated discounts are only applicable to and available during the period in which they are earned. Rebates resulting from any and all earned advertiser discount adjustments must be used within 6 months after the end of the period in which they are earned, and will expire if unused during such period.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3babf41 e-flex e-con-boxed e-con e-child\" data-id=\"3babf41\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e23c9a elementor-widget elementor-widget-heading\" data-id=\"6e23c9a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Billing and Payments<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2138b6 elementor-widget elementor-widget-text-editor\" data-id=\"e2138b6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title\"><p>(a) Advertiser and Agency shall be jointly and severally liable for payment of all invoices for advertising published in Publication.<\/p><p>(b) Amounts invoiced are payable upon receipt of invoice. Interest shall be charged at a rate of 1% per month (18% per annum) on amounts outstanding for more than 30 days from the date of invoice.<\/p><p>(c) Invoiced amounts are payable at Publication\u2019s office in Canadian funds, or equivalent funds at the rate of exchange prevailing at the time of payment.<\/p><p>(d) Publisher reserves the right to change the payment terms to cash with insertion order at any time.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ca494b e-flex e-con-boxed e-con e-child\" data-id=\"3ca494b\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1025255 elementor-widget elementor-widget-heading\" data-id=\"1025255\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Cancellation<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a026a6 elementor-widget elementor-widget-text-editor\" data-id=\"1a026a6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title\"><p>(a) Cancellation of the Agreement by Advertiser or Agency is subject to Publisher\u2019s approval, in its sole discretion. Agreements for covers, special positions and inserts may not be cancelled by Advertiser or Agency. No cancellations shall be accepted by Publisher after the closing date for advertising space. Short rate charges shall apply to all cancellations by Advertiser or Agency.<\/p><p>(b) Publisher may, at its option terminate this Agreement for the breach of any term hereof. Upon termination for breach, all charges incurred, together with short rate charges, shall be immediately due and payable.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b7eb3f e-flex e-con-boxed e-con e-child\" data-id=\"4b7eb3f\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6807f elementor-widget elementor-widget-heading\" data-id=\"1f6807f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Advertising Materials<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f651a7 elementor-widget elementor-widget-text-editor\" data-id=\"6f651a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title\"><p>(a) All advertising copy is subject to Publisher\u2019s approval and Publisher may without notice and without liability reject, discontinue or omit any advertising for any reason at any time.<\/p><p>b) The word \u201cAdvertisement\u201d shall be placed above copy which Publisher determines resembles Publication\u2019s editorial material or that is not immediately identifiable as an advertisement.<\/p><p>(c) Publisher shall not be responsible for colour or colour trapping or advertising copy that does not conform to digital Magazines Advertising Canadian Specifications (\u201cdMACS\u201d). Advertising material must be accompanied by a dMACS standard proof. For further information regarding magazine industry standards, please refer to Magazines Canada\u00a0<a href=\"https:\/\/www.canadianrealestatemagazine.ca\/privacy\/#\">www.magazinescanada.ca<\/a>\u00a0or dMACS\u00a0<a href=\"https:\/\/www.canadianrealestatemagazine.ca\/privacy\/#\">http:\/\/www.magazinescanada.ca\/advertising\/production\/dmacs_specifications<\/a><\/p><p>(d) Publisher may insert the advertising anywhere in Publication in its discretion, and any condition on orders or copy instructions involving the placement of advertising shall be treated as a positioning request only and cannot be guaranteed. Publisher\u2019s inability or failure to comply with any such positioning request shall not relieve Advertiser or Agency of the obligation to pay for the advertising.<\/p><p>(e) Publisher shall not be obligated to return any advertising material.<\/p><p>(f) Any advertising published in Publication may, in Publisher\u2019s discretion, be published and archived by Publisher or any anyone authorized by Publisher, as many times as Publisher and those authorized by Publisher wish, in and on any product, media and archive (including anything in print, electronic or other form).<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89096f0 elementor-widget elementor-widget-html\" data-id=\"89096f0\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3>Mediavine Programmatic Advertising (Ver 1.1)<\/h3>\r\n<p>The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a \u201cdevice\u201d) by the web server so that a website can remember some information about your browsing activity on the Website.<\/p>\r\n<p>First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, \u201cTags\u201d) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser\u2019s cache. The \"help\" feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser\u2019s cache. For more information about cookies and how to disable them, you can consult the information at <a href=\"https:\/\/www.allaboutcookies.org\/manage-cookies\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">All About Cookies<\/a>.<\/p>\r\n<p>Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.<\/p>\r\n<p>The Website collects the following data using a cookie when serving personalized ads:<\/p>\r\n<ul><li>IP Address<\/li><li>Operating System type<\/li><li>Operating System version<\/li><li>Device Type<\/li><li>Language of the website<\/li><li>Web browser type<\/li><li>Email (in hashed form)<\/li><\/ul>\r\n<p>Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor\u2019s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.<\/p>\r\n<p>If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit <a href=\"https:\/\/thenai.org\/opt-out\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">National Advertising Initiative opt out page<\/a>. You may also visit <a href=\"http:\/\/optout.aboutads.info\/#\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Digital Advertising Alliance website<\/a> and <a href=\"http:\/\/optout.networkadvertising.org\/#\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Network Advertising Initiative website<\/a> to learn more information about interest-based advertising. You may download the AppChoices app at <a href=\"https:\/\/youradchoices.com\/appchoices\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Digital Advertising Alliance\u2019s AppChoices app<\/a> to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.<\/p>\r\n<p>For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit <a href=\"https:\/\/www.mediavine.com\/ad-partners\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Mediavine Partners<\/a>.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e77582 e-flex e-con-boxed e-con e-child\" data-id=\"5e77582\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea3fb72 elementor-widget elementor-widget-heading\" data-id=\"ea3fb72\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">General<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23d0b32 elementor-widget elementor-widget-text-editor\" data-id=\"23d0b32\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title\"><p>(a) If Agency has entered this Agreement on behalf of Advertiser, Agency confirms that Advertiser has been provided with a copy of the terms hereof.<\/p><p>(b) This Agreement constitutes the entire agreement between the parties with respect to its subject matter and supersedes all prior agreements and understandings relating to the subject matter. No changes to this Agreement shall be effective unless made in writing and signed by the party sought to be bound.<\/p><p>(c) For clarity, Publisher shall not be bound by any conditions, printed or otherwise, appearing on Advertiser or Agency contracts, orders or instructions which conflict with, vary or add to these terms and conditions.<\/p><p>(d) Neither Advertiser nor Agency may assign any rights or obligations under this Agreement.<\/p><p>(e) Advertiser and Agency agree not to make promotional or merchandising reference to Publication in any way without the prior written permission of Publisher in each instance.<\/p><p>(f) No provision of this Agreement shall be deemed waived by a course of conduct unless such waiver is in writing signed by all parties and stating specifically that it is intended to modify this Agreement.<\/p><p>(g) This Agreement is governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any proceeding relating to the subject matter of this Agreement shall be within the exclusive jurisdiction of the courts of the Province of Ontario.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0361aa9 e-con-full e-flex e-con e-child\" data-id=\"0361aa9\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f1fd22 elementor-widget elementor-widget-heading\" data-id=\"5f1fd22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Most Trending News<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-951a299 elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"951a299\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;119&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-loop-builder.min.css\">\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t<style id=\"loop-dynamic-119\">.e-loop-item-30842 .elementor-element.elementor-element-ae21af0:not(.elementor-motion-effects-element-type-background), .e-loop-item-30842 .elementor-element.elementor-element-ae21af0 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2024\/04\/konskie-poland-january-2024-toronto-dominion-bank-company-logo-displayed.jpg\");}<\/style><style id=\"loop-119\">.elementor-119 .elementor-element.elementor-element-862bb74{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--gap:10px 10px;--background-transition:0.3s;--padding-block-start:0px;--padding-block-end:0px;--padding-inline-start:0px;--padding-inline-end:0px;}.elementor-119 .elementor-element.elementor-element-862bb74:not(.elementor-motion-effects-element-type-background), .elementor-119 .elementor-element.elementor-element-862bb74 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#00000000;}.elementor-119 .elementor-element.elementor-element-862bb74, .elementor-119 .elementor-element.elementor-element-862bb74::before{--border-transition:0.3s;}.elementor-119 .elementor-element.elementor-element-ae21af0{--display:flex;--min-height:241px;--background-transition:0.3s;--padding-block-start:0px;--padding-block-end:0px;--padding-inline-start:0px;--padding-inline-end:0px;}.elementor-119 .elementor-element.elementor-element-ae21af0:not(.elementor-motion-effects-element-type-background), .elementor-119 .elementor-element.elementor-element-ae21af0 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-119 .elementor-element.elementor-element-ae21af0, .elementor-119 .elementor-element.elementor-element-ae21af0::before{--border-transition:0.3s;}.elementor-119 .elementor-element.elementor-element-30a232e .elementor-heading-title{color:var( --e-global-color-abd6492 );font-family:\"Open Sans\", Sans-serif;font-size:19px;font-weight:bold;line-height:1.2em;}.elementor-119 .elementor-element.elementor-element-f464fc0 .elementor-icon-list-icon i{color:var( --e-global-color-99ba17b );font-size:14px;}.elementor-119 .elementor-element.elementor-element-f464fc0 .elementor-icon-list-icon svg{fill:var( --e-global-color-99ba17b );--e-icon-list-icon-size:14px;}.elementor-119 .elementor-element.elementor-element-f464fc0 .elementor-icon-list-icon{width:14px;}.elementor-119 .elementor-element.elementor-element-f464fc0 .elementor-icon-list-text, .elementor-119 .elementor-element.elementor-element-f464fc0 .elementor-icon-list-text a{color:var( --e-global-color-a87ce0e );}.elementor-119 .elementor-element.elementor-element-f464fc0 .elementor-icon-list-item{font-family:\"Open Sans\", Sans-serif;font-size:14px;font-weight:400;text-transform:capitalize;font-style:italic;}\/* Start custom CSS for heading, class: .elementor-element-f4fa00e *\/.elementor-119 .elementor-element.elementor-element-f4fa00e,\n.elementor-119 .elementor-element.elementor-element-f4fa00e a {\n    position: absolute;\n    width: 100%;\n    height: 100%;\n    z-index: 9999;\n    font-size: 0 !important;\n    display: block !important;\n}\/* End custom CSS *\/\n\/* Start custom CSS for heading, class: .elementor-element-30a232e *\/.elementor-119 .elementor-element.elementor-element-30a232e a:hover {\n    text-decoration: underline;\n}\/* End custom CSS *\/\n\/* Start custom CSS for post-info, class: .elementor-element-f464fc0 *\/.elementor-119 .elementor-element.elementor-element-f464fc0 a:hover {\n    text-decoration: underline;\n}\/* End custom CSS *\/\n\/* Start custom CSS for theme-post-excerpt, class: .elementor-element-044c06f *\/.elementor-119 .elementor-element.elementor-element-044c06f p:last-of-type {\n    margin: 0;\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"119\" class=\"elementor elementor-119 e-loop-item e-loop-item-30842 post-30842 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-862bb74 e-flex e-con-boxed e-con e-parent\" data-id=\"862bb74\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ae21af0 e-flex e-con-boxed e-con e-child\" data-id=\"ae21af0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4fa00e elementor-widget elementor-widget-heading\" data-id=\"f4fa00e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/mortgage-lender-trends\/\"> <\/a><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30a232e elementor-widget elementor-widget-heading\" data-id=\"30a232e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/mortgage-lender-trends\/\">Mortgage Lender Trends<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f464fc0 elementor-widget elementor-widget-post-info\" data-id=\"f464fc0\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\"><link rel=\"stylesheet\" href=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-theme-elements.min.css\">\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e25467f elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/\" class=\"elementor-post-info__terms-list-item\">Real Estate News Canada<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-044c06f elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"044c06f\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p>According to an Edge Realty Analytics report, The Edge Report &#8211; March 2024, there are some notable trends being experienced by mortgage lenders that may...\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-119\">.e-loop-item-30894 .elementor-element.elementor-element-ae21af0:not(.elementor-motion-effects-element-type-background), .e-loop-item-30894 .elementor-element.elementor-element-ae21af0 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2024\/04\/house-model-desk-mortgage-investment-house-building-concept-1.jpg\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"119\" class=\"elementor elementor-119 e-loop-item e-loop-item-30894 post-30894 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-862bb74 e-flex e-con-boxed e-con e-parent\" data-id=\"862bb74\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ae21af0 e-flex e-con-boxed e-con e-child\" data-id=\"ae21af0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4fa00e elementor-widget elementor-widget-heading\" data-id=\"f4fa00e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/private-mortgage-investments-as-a-real-estate-alternative\/\"> <\/a><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30a232e elementor-widget elementor-widget-heading\" data-id=\"30a232e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/private-mortgage-investments-as-a-real-estate-alternative\/\">Private Mortgage Investments as a Real Estate Alternative<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f464fc0 elementor-widget elementor-widget-post-info\" data-id=\"f464fc0\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e25467f elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/\" class=\"elementor-post-info__terms-list-item\">Real Estate News Canada<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-044c06f elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"044c06f\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p>Increasingly, investors are discovering traditional avenues are no longer the sole pathway to success. This includes finding alternatives to conventional real estate ventures, such as...\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-119\">.e-loop-item-30852 .elementor-element.elementor-element-ae21af0:not(.elementor-motion-effects-element-type-background), .e-loop-item-30852 .elementor-element.elementor-element-ae21af0 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2024\/04\/conceptual-image-debt-service-ratio-home-loan-repayment-appraisal-wooden-1.jpg\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"119\" class=\"elementor elementor-119 e-loop-item e-loop-item-30852 post-30852 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-862bb74 e-flex e-con-boxed e-con e-parent\" data-id=\"862bb74\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ae21af0 e-flex e-con-boxed e-con e-child\" data-id=\"ae21af0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4fa00e elementor-widget elementor-widget-heading\" data-id=\"f4fa00e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/new-osfi-lti-limits-and-mortgage-dynamics\/\"> <\/a><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30a232e elementor-widget elementor-widget-heading\" data-id=\"30a232e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/new-osfi-lti-limits-and-mortgage-dynamics\/\">New OSFI LTI Limits and Mortgage Dynamics<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f464fc0 elementor-widget elementor-widget-post-info\" data-id=\"f464fc0\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e25467f elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/www.canadianrealestatemagazine.ca\/news\/\" class=\"elementor-post-info__terms-list-item\">Real Estate News Canada<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-044c06f elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"044c06f\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p>The recent announcement by the Office of the Superintendent of Financial Institutions (OSFI) regarding loan-to-income (LTI) limits in Canada has caused people to wonder about...\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b992f0 elementor-widget elementor-widget-image\" data-id=\"4b992f0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"462\" src=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/Advertisement-02-1.jpg\" class=\"attachment-medium_large size-medium_large wp-image-13881\" alt=\"A black and white image of a building with the words advertisement.\" srcset=\"https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/Advertisement-02-1.jpg 600w, https:\/\/www.canadianrealestatemagazine.ca\/wp-content\/uploads\/2023\/10\/Advertisement-02-1-300x231.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" title=\"-\">\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7f2721 e-flex e-con-boxed e-con e-child\" data-id=\"d7f2721\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2777737 elementor-widget elementor-widget-heading\" data-id=\"2777737\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Stay Connected<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ca7671 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-global elementor-global-13916 elementor-widget-social-icons\" data-id=\"7ca7671\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-social-icons.elementor-grid-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-mobile-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-tablet-0 .elementor-widget-container{line-height:1;font-size:0}.elementor-widget-social-icons:not(.elementor-grid-0):not(.elementor-grid-tablet-0):not(.elementor-grid-mobile-0) .elementor-grid{display:inline-grid}.elementor-widget-social-icons .elementor-grid{grid-column-gap:var(--grid-column-gap,5px);grid-row-gap:var(--grid-row-gap,5px);grid-template-columns:var(--grid-template-columns);justify-content:var(--justify-content,center);justify-items:var(--justify-content,center)}.elementor-icon.elementor-social-icon{font-size:var(--icon-size,25px);line-height:var(--icon-size,25px);width:calc(var(--icon-size, 25px) + 2 * var(--icon-padding, .5em));height:calc(var(--icon-size, 25px) + 2 * var(--icon-padding, .5em))}.elementor-social-icon{--e-social-icon-icon-color:#fff;display:inline-flex;background-color:#69727d;align-items:center;justify-content:center;text-align:center;cursor:pointer}.elementor-social-icon i{color:var(--e-social-icon-icon-color)}.elementor-social-icon svg{fill:var(--e-social-icon-icon-color)}.elementor-social-icon:last-child{margin:0}.elementor-social-icon:hover{opacity:.9;color:#fff}.elementor-social-icon-android{background-color:#a4c639}.elementor-social-icon-apple{background-color:#999}.elementor-social-icon-behance{background-color:#1769ff}.elementor-social-icon-bitbucket{background-color:#205081}.elementor-social-icon-codepen{background-color:#000}.elementor-social-icon-delicious{background-color:#39f}.elementor-social-icon-deviantart{background-color:#05cc47}.elementor-social-icon-digg{background-color:#005be2}.elementor-social-icon-dribbble{background-color:#ea4c89}.elementor-social-icon-elementor{background-color:#d30c5c}.elementor-social-icon-envelope{background-color:#ea4335}.elementor-social-icon-facebook,.elementor-social-icon-facebook-f{background-color:#3b5998}.elementor-social-icon-flickr{background-color:#0063dc}.elementor-social-icon-foursquare{background-color:#2d5be3}.elementor-social-icon-free-code-camp,.elementor-social-icon-freecodecamp{background-color:#006400}.elementor-social-icon-github{background-color:#333}.elementor-social-icon-gitlab{background-color:#e24329}.elementor-social-icon-globe{background-color:#69727d}.elementor-social-icon-google-plus,.elementor-social-icon-google-plus-g{background-color:#dd4b39}.elementor-social-icon-houzz{background-color:#7ac142}.elementor-social-icon-instagram{background-color:#262626}.elementor-social-icon-jsfiddle{background-color:#487aa2}.elementor-social-icon-link{background-color:#818a91}.elementor-social-icon-linkedin,.elementor-social-icon-linkedin-in{background-color:#0077b5}.elementor-social-icon-medium{background-color:#00ab6b}.elementor-social-icon-meetup{background-color:#ec1c40}.elementor-social-icon-mixcloud{background-color:#273a4b}.elementor-social-icon-odnoklassniki{background-color:#f4731c}.elementor-social-icon-pinterest{background-color:#bd081c}.elementor-social-icon-product-hunt{background-color:#da552f}.elementor-social-icon-reddit{background-color:#ff4500}.elementor-social-icon-rss{background-color:#f26522}.elementor-social-icon-shopping-cart{background-color:#4caf50}.elementor-social-icon-skype{background-color:#00aff0}.elementor-social-icon-slideshare{background-color:#0077b5}.elementor-social-icon-snapchat{background-color:#fffc00}.elementor-social-icon-soundcloud{background-color:#f80}.elementor-social-icon-spotify{background-color:#2ebd59}.elementor-social-icon-stack-overflow{background-color:#fe7a15}.elementor-social-icon-steam{background-color:#00adee}.elementor-social-icon-stumbleupon{background-color:#eb4924}.elementor-social-icon-telegram{background-color:#2ca5e0}.elementor-social-icon-thumb-tack{background-color:#1aa1d8}.elementor-social-icon-tripadvisor{background-color:#589442}.elementor-social-icon-tumblr{background-color:#35465c}.elementor-social-icon-twitch{background-color:#6441a5}.elementor-social-icon-twitter{background-color:#1da1f2}.elementor-social-icon-viber{background-color:#665cac}.elementor-social-icon-vimeo{background-color:#1ab7ea}.elementor-social-icon-vk{background-color:#45668e}.elementor-social-icon-weibo{background-color:#dd2430}.elementor-social-icon-weixin{background-color:#31a918}.elementor-social-icon-whatsapp{background-color:#25d366}.elementor-social-icon-wordpress{background-color:#21759b}.elementor-social-icon-xing{background-color:#026466}.elementor-social-icon-yelp{background-color:#af0606}.elementor-social-icon-youtube{background-color:#cd201f}.elementor-social-icon-500px{background-color:#0099e5}.elementor-shape-rounded .elementor-icon.elementor-social-icon{border-radius:10%}.elementor-shape-circle .elementor-icon.elementor-social-icon{border-radius:50%}<\/style>\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-6380636\" href=\"https:\/\/www.facebook.com\/CanadianRealEstateWealth\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-repeater-item-d1a87c7\" href=\"https:\/\/twitter.com\/CREW_Magazine\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-twitter\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-ab06c21\" href=\"https:\/\/www.linkedin.com\/company\/canadian-real-estate-wealth\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy and Terms of Use Privacy Policy Protecting your privacy is important to Canadian Real Estate Wealth Media Corp Publishing &amp; Events Canadian Real Estate Wealth Media Corp. We strive to keep your personal information confidential. By ensuring that you are aware of and understand the Canadian Real Estate Wealth Media Corp Customer Privacy Policy, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/pages\/11260"}],"collection":[{"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/comments?post=11260"}],"version-history":[{"count":9,"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/pages\/11260\/revisions"}],"predecessor-version":[{"id":14578,"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/pages\/11260\/revisions\/14578"}],"wp:attachment":[{"href":"https:\/\/www.canadianrealestatemagazine.ca\/wp-json\/wp\/v2\/media?parent=11260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}