Daniel Johanis

With the spring market in full swing, there are a lot of buyers across the country looking to land an accepted offer on a property....

The Office of the Superintendent of Financial Institutions (OSFI) recently announced it’s revisiting the stress test on conventional mortgage loans (i.e. at least a 20%...

How is it that you can have the same income and credit presented to various lenders but have different maximum loan amounts? Depending on the...

In today’s competitive mortgage market, low interest rates are advertised across the board, but while many lenders offer rock-bottom rates, reviewing all of the terms...

All across the country, we’re seeing real estate markets break records. Limited inventory, low interest rates, and a flurry of buyers, have conspired to create...